Risk Management Assistant Manager/Deputy Manager

An exciting opportunity has arisen for a Risk Management Assistant Manager or Deputy Manager to join a highly respected financial services organisation in Taipei. This role is perfect for someone who thrives on providing insightful credit risk analysis, supporting business growth while ensuring robust risk controls, and collaborating with both local and international teams.

Key Responsibiliies:

• Prepare timely, comprehensive, and reliable credit risk reports on a monthly basis as well as for forecasting and planning purposes by evaluating portfolio statistics and presenting findings to both local management and headquarters.
• Provide essential support on processes and policies related to risk management, including pricing strategies for new or existing products based on loss assumptions and product-specific risk assessments.
• Establish, review, and update risk policies, guidelines, and procedures designed to foster the company’s sales potential while maintaining strong risk management standards.
• Conduct annual quantitative and qualitative validations of scorecards and key risk parameters such as Probability of Default (PD) and Loss Given Default (LGD), performing recalibrations when necessary to ensure accuracy.
• Monitor vehicle residual values through thorough analysis and effective presentation techniques to steer residual value risk; provide valuable input into auction price setting processes.
• Maintain ongoing analysis of active portfolio risk monitoring reports to assess asset quality, perform various studies for risk steering purposes, and deliver actionable recommendations to senior management.
• Review delinquent portfolios in detail to identify underlying factors contributing to bad debt losses, drawing lessons learned to inform future prevention strategies.

Key Requirements:

• A minimum of three years’ experience in financial or risk management analysis within the banking or consumer finance sector is essential for success in this position.
• Familiarity with consumer auto loans is required so you can quickly understand product-specific risks and contribute meaningfully from day one.
• Advanced proficiency with Microsoft Office tools—especially expert-level Excel skills—is necessary for handling complex data sets efficiently.
• Knowledge of Python, SQL, or R programming languages would be advantageous for automating analyses or enhancing reporting capabilities.
• A solid understanding of basic database structures enables you to navigate large volumes of information effectively.
• Excellent English writing and speaking abilities are important for communicating findings clearly with both local teams and international stakeholders.
• Exceptional attention to detail combined with strong analytical skills—including critical thinking, data analysis, and proactive problem-solving—will set you apart in this role.
• Good working knowledge of IFRS 9 expected credit losses (including PD, LGD, EAD) is vital for accurate modelling and compliance reporting.

About the Organization:

This organisation stands out for its commitment to fostering an inclusive workplace where every team member’s contribution is valued. With a reputation for ethical business practices and transparent communication channels between staff at all levels—including senior leadership—you’ll feel supported as you take on new challenges.